Property Damage Claims

Water damage can be more extensive than damages caused by fire. Prompt cleanup, drying out and remediation are most important in minimizing additional damages such as mold. A homeowner’s insurance policy doesn’t provide coverage for flood damage, but it does provide coverage for many types of water damage to your home.

As a result of water damage, latent damages can very well appear weeks after water and moisture have been removed. It is imperative that all damages be addressed in the presentation of the claim.

Every year, fires threaten thousands of homes across the country and some of them become damaged or destroyed. Whether it’s due to a dry climate or a kitchen fire, fires are threatening more and more homes each year. If you own a home or commercial property that has sustained fire damage, then you need to retain First Adjustment Group to act on your behalf.

Wind damage often evokes images of hurricanes and tornadoes but hailstorms and windstorms below 75 mph can also cause extensive damage to the interior and exterior of your home or business. Any damage done to your property today, regardless of size and scope, can lead to related damages down the road. It is imperative to identify this type of damage extensively to file a successful claim.

Your homeowner’s insurance policy does not cover you for flood, you must have a separate flood policy. Anywhere it rains, it can flood. Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future. Flood risk isn’t just based on history, it’s also based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development.

Just a few inches of water from a flood can cause extensive damage. Flood insurance is the best way to protect yourself from devastating financial loss. Flood policies have specific limitation as to coverage. First Adjustment Group has been adjusting flood claims for over 30 years. Having us in your corner will help you maximize your claim.

Hurricanes are becoming more frequent and of stronger intensity. They cause hundreds of millions of dollars of damages every year throughout the United States. Hurricane deductibles vary by your insurance policy and the amount of your coverage. Hurricanes in general can cause extensive structural and contents damage. To navigate through your hurricane claim, you will need First Adjustment Group to ensure you receive the proper settlement. A skilled adjuster can help you negotiate a favorable settlement so you can properly rebuild your home or business.

Property ownership, whether residential or commercial, can put you at risk for vandalism. The repair costs of graffiti, broken windows and other pointless destruction can quickly add up. What’s worse is if a claim is not submitted in compliance to policy, it can be quickly disputed or denied. Don’t take chances letting your insurance company settle with you for less than your entitled, contact us to handle your claim.