Flood

Your homeowner’s insurance policy does not cover you for flood, you must have a separate flood policy. Anywhere it rains, it can flood. Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future. Flood risk isn’t just based on history, it’s also based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development.

​

Just a few inches of water from a flood can cause extensive damage. Flood insurance is the best way to protect yourself from devastating financial loss. Flood policies have specific limitation as to coverage. First Adjustment Group has been adjusting flood claims for over 30 years. Having us in your corner will help you maximize your claim.

​

Flooding can be devastating, whether it's from a natural disaster, burst pipes, or heavy rains. The damage isn’t always visible, and getting the full compensation you deserve from your insurance company can be complicated. But you don’t have to do it alone.

As a Public Insurance Adjuster, we work for you, not the insurance company. We fight to ensure you receive every dollar you’re entitled to for the damage caused by flooding, so you can focus on restoring your home or business.

Here's how we help with flood damage claims:

• Thorough Damage Assessment: We carefully inspect your property to identify both visible and hidden water damage, ensuring that nothing gets overlooked.

• Expert Claim Handling: We deal directly with your insurance company, making sure they cover all repairs, replacement costs, and additional expenses.

• Maximized Settlements: We negotiate hard to get you the highest possible payout, covering everything from structural repairs to temporary living expenses.